Get Help Paying for Renovations for Your Second Unit
A second unit (such as a basement apartment or an in-law suite) inside your home is defined as a separate living space that has its own:
- entrance (which is separate from the main entrance to your home),
- separate sleeping area,
- bathroom, and
You may be eligible to receive up to $25,000 to help pay for renovations in order to:
- make your second unit more accessible,
- improve safety by making necessary changes to electrical, plumbing, or structure, or
- meet your city’s requirements to apply for a Second Unit Registration.
The funds are only available to renovate or repair an existing second unit. We will not provide financial help to create or build a new second unit inside your home.
Step 1: Check your eligibility
To be eligible for financial help, you must:
- need to renovate or repair your existing second unit to improve the health and safety of the occupants living in the unit, and to legally register the unit with your city,
- legally own and live in the home that contains the second unit,
- have your most recent MPAC Property Assessment Notice that shows your home’s value is not greater than $750,000,
- have an annual household income of $88,900 or less, and
- have contacted your municipality and started the process to receive a building permit.
Note: If you do not have your MPAC Property Assessment Notice, contact MPAC at 1-866-296-6722.
Step 2: Request an application form
To discuss if you are eligible for this program and request an application form, call us at 905-791-7800, ext. 8032 (Monday – Friday, 8:30 a.m. to 4:30 p.m.), or send us an email.
To be considered for financial help, you must start the process to register your second unit with your municipality (the city/town you are living in). If you are approved by your municipality, you will receive a building permit.
To register your second unit and apply for a building permit, follow the registration process for your city/town: